Special Term Financing
No Interest if paid in full within 12 Months*On purchases of $299 or more made with your Synchrony HOME credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 Months. Minimum monthly payments required.
*May not be combined with any other credit promotion offer. Products that are; on discount (in-cart or otherwise), price matched, Open Box models, Coupon Code Purchases, or Facebook offers are ineligible for financing terms longer than 12 months. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Account APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
**May not be combined with any other credit promotion offer. Products that are; on discount (in-cart or otherwise), price matched, Open Box models, Coupon Code Purchases, or Facebook offers are ineligible for financing terms longer than 12 months. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. New Account APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
Snap-branded loans and retail installment contracts are offered to all credit types, but it especially helps those who’ve had credit challenges in the past and may not qualify for traditional financing. Snap’s application is easy, and you’ll find out in seconds if you’ve been approved.¹
To apply, you’ll need to:
- Be of legal age to enter into a contract
- Have a monthly income of at least $1,000
- Have an active checking account
- Provide valid email address and smartphone number
- With approvals up to $5,000², don’t wait!
*The advertised financing may be originated by one of several lenders. All loans or retail installment contracts originated by our lending partners will be serviced by Snap Finance LLC. For more detailed information, please visit https://snapfinance.com/legal/financing-options.
¹While no credit history is required, Snap obtains information from consumer reporting agencies in connection with the loan application. Not all applicants are approved.
²Not all applicants will be approved for $5,000.
NO CREDIT NEEDED
Don’t let a credit score limit you. We believe your job and your bank account are worth more than your credit score. No matter your credit history you can still get approved for up to $5,000
QUICK AND EASY
Time is money and we want to help you with both. Apply with your smartphone and get an instant response
TAKE IT HOME TODAY
You can get approved quickly for what you need
Instant Shopping Power
Acima will purchase products up to your lease line amount for lease to you.
Thousands of Choices
Use some or all of your lease line for merchandise at thousands of retailers.
The No Credit Option*
Get the things you want without using credit or increasing your debt.
Easy Payment Options
Make flexible payments that are conveniently scheduled with your payday.
*The advertised service is a rental or lease purchase agreement provided by Acima. It is not a loan, credit or financing. While no credit history is required, Acima obtains information from consumer reporting agencies in connection with a lease application. Acima Cash Price includes a markup over invoice price. Acquiring ownership by leasing costs more than the retailer’s cash price. Not available in MN, NJ, WI, or WY. Merchant participating locations only. See lease for details. “The No Credit Option” or “All Without Credit” means this is not a credit, loan, or financing transaction. It does not mean or imply no inquiry will be made of credit history or creditworthiness. We consider multiple data points in reviewing your application and regularly approve customers with less than perfect credit history. “Get Approved to Lease up to $5,000 in Merchandise” refers to maximum amount Acima Leasing will spend to acquire goods from a retailer for lease to you. Maximum amount may require in-store application; approval and amount subject to review and verification of your application. Not all applicants are approved.